How OBBB Could Save you Thousands
No matter which side of the proverbial political aisle you sit on, the One Big Beautiful Bill offers incentives that simply cannot be overlooked by serious real estate investors. Whether your focus is on short-term cash flow or long-term equity growth, the tools in this legislation can make a material difference in your bottom line. (Read More)
The 4 C's of Lending - Part 3 Capacity
Capacity refers to a borrower’s ability to repay a loan based on their income, existing debt, and the income-generating potential of the property being financed. Assessing capacity helps lenders... (Read More)
The 4 C's of Lending - Part 1 - Collateral
Understanding the importance of collateral in real estate lending is crucial for both lenders and borrowers. Learn how lenders assess property value, why protective equity is essential, and the risks of over-leveraging. Read more in our first installment of the Four C's of Lending series. (Read More)
The 4 C's of Lending - Part 4 Capital
Capital refers to the borrower's financial assets and net worth. Lenders examine capital to evaluate: (Read More)
The 4 C's of Lending - Part 2 Character
In the second installment of our four-part series on the Four C’s of Lending: Character, Capacity, Capital, and Collateral. In our previous article, we explored Collateral and its role in securing a loan. Today, we focus on Character, a crucial factor lenders consider when evaluating a borrower’s loan application. (Read More)
Why Valuation Matters in Lending: As-Is vs. ARV
Curious why focusing on 'as-is' property value is the smartest way to lend and invest? Discover how conservative valuations and low LTV ratios protect your investments and deliver stable returns (Read More)
Government Policies and Real Estate Investment
Government policies can significantly influence real estate investment strategies. For accredited investors seeking passive opportunities, understanding these evolving regulations is essential. (Read More)
Understanding Real Estate Liquidity
When most people think about real estate, they picture slow-moving transactions, mountains of paperwork, and weeks (or months) of waiting before a deal closes. But when it comes to investing, liquidity varies significantly depending on how you participate in the real estate market. (Read More)
The Impacts of Proposed Tariffs on the U.S. Housing Market
The recent announcement of tariffs by President Donald Trump—25% on imports from Canada and Mexico, and 10% on imports from China—could have significant implications for the U.S. housing market. While these tariffs are intended to address issues like illegal immigration and drug trafficking, they also have the potential to impact builders, developers, and homebuyers...(Read More)
2025 Retirement Contribution Limit Changes
As we step into 2025, it's essential for investors to stay informed about the latest changes in retirement account contribution limits (Read More)
How Commercial Loan Applications Are Underwritten
For real estate investors, understanding how lenders underwrite commercial loans is key to structuring deals that get funded. Commercial lending primarily falls into two categories: asset-based loans and rental income-based loans. (Read More)
Interest Rates and Their Impact on Real Estate Debt Funds
For accredited investors in real estate debt funds, understanding how interest rates affect your portfolio is crucial. Debt funds, which generate returns from real estate-backed loans, are particularly sensitive to... (Read More)
U-Haul 2024 One-Way Migration Data Released
When U-Haul releases its annual Growth Index, real estate investors take notice it is like having a crystal ball for identifying areas with rising demand for housing and economic activity (Read More)
Why Real Estate Beats Stocks in Volatile Markets
When markets start to get turbulent, every investor gets a little anxious. In times like these, you may find yourself questioning where to best place your capital. (Read More)
Why Smart Investors and Borrowers Love Interest Only Monthly Payments
In the world of real estate investment, the structure of a loan can be a make-or-break factor in a project's success. Interest-only payments are a fundamental feature of our loan products. to protect borrowers and investors (Read More)
Unlocking the Power of Your Retirement Funds
Did you know that you can use your retirement funds to invest in real estate? For many investors, this can be an exciting opportunity to diversify their portfolios... (Read More)
The Role of Protective Equity in Real Estate Lending
Accredited investors often look for vehicles that not only generate attractive returns but also offer a robust risk mitigation framework. One key concept that underpins this security in real estate lending is protective equity. But what exactly is protective equity, and why is it so essential to safeguarding your investments? (Read More)
Why Choose Private Lenders Over Big Banks?
Need financing fast, but the bank is too slow? Discover why savvy investors like Alex are turning to private lenders for speed, flexibility, and opportunities that banks can't match. (Read More)
Why the Southeast is a Hotspot for Real Estate Investment
The Southeast, offers dynamic opportunities for real estate investors, driven by robust population growth, a thriving economy, and favorable market conditions. Let us walk you through why we see three states as prime lending territories (Read More)
Understanding the Rule of 72
When it comes to investing, time and compounding interest are two of your most powerful allies. But how do you quickly gauge the growth potential of your investments? Enter the Rule of 72. This simple formula helps investors estimate... (Read More)
Rentals vs. Flipping vs Lending What is Right for You?
Investing in real estate can take many forms, each offering unique opportunities and challenges. If you've ever wondered whether you should try your hand at flipping properties, becoming a landlord, or becoming a lender, you're not alone... (Read More)
Fed Cuts Rates: What This Means for Housing and Construction
The recent decision by the Federal Reserve to cut interest rates by 50 basis points is stirring up conversations in the real estate world. Let’s break down what this means for housing... (Read More)
Will Your Investments Keep Pace? Goldman Sachs' Warning & How to Adapt Goldman Sachs recently projected that the S&P 500 will only return 3% annually over the next two years. Meanwhile, inflation is expected to hover around 3% for the next five years. This is a crucial insight ... (Read More)
Debt funds Vs. Equity Funds:
When it comes to growing your wealth through investment funds, Whether you're an experienced investor or just beginning to build your portfolio, understanding the key differences between debt and equity funds is essential... (Read More)
Why Real Estate is a Long-Term Play: Building Wealth Through Real Estate Investing Over Time
If you're a high-net-worth individual seeking to diversify your portfolio, hedge against market volatility, and create reliable passive income, real estate investing—particularly through a self-directed IRA—might be one of the most strategic moves. Heres Why (Read More)
What to Expect from the Real Estate Market in 2025
How will interest rates, inventory levels, and hedge fund activity reshape the Southeast real estate market? Explore the trends and opportunities to watch for in 2025. (Read More)
Why Real Estate Debt Funds Are Gaining Popularity With Accredited Investors
Accredited investors looking for consistent returns without the volatility of equities or the headaches of direct property ownership are increasingly turning to real estate debt funds. Let’s break down why these funds are attracting capital from savvy investors, how they work, and what you should consider before diving in. (Read More)
Why NC Real Estate Is Booming: Trends for Investors in 2024
North Carolina is heating up—and not just the weather. With record-low housing inventory, surging demand, and builders doubling down on mid-to-high-end homes, the Tar Heel State is quickly becoming one of the hottest real estate markets in the country. In our latest article, we break down the numbers, uncover the most active markets, and explore where smart investors are placing their bets in 2024. Whether you’re already invested or just watching from the sidelines, this is a market you’ll want to understand. (Read More)